body  { font-family: "Trebuchet MS", Geneva, Arial, Helvetica, SunSans-Regular, sans-serif }
.text  { font-size: 16px; line-height: 20px; margin: 18px 60px 10px }
.headmargins  { margin: 18px 50px 10px }
.ratestable    { background-color: #ffc; margin-bottom: 6px; margin-left: 12px; padding-top: 12px; padding-bottom: 12px; border: solid 1px black }
.tableborder    { border: solid 1px black }
.brownsubs { color: #800000; font-size: 18px; font-weight: bold }
.photomarginRB   { margin: 0 0 10px 20px }
.bearmarginright    { margin-top: 0; margin-right: 10px; margin-bottom: 5px }
.footertext   { font-size: 10px; line-height: 14px }

 a:link  { color: #ffdead; text-decoration: none } 
 a:visited { color: #ffdead; text-decoration: none } 
 a:hover{ text-decoration:underline; color:yellow } 
 a:active { color: #ffdead; text-decoration: none } 

 .anav:link{ color:blue } 
 .anav:active{ color:blue } 
 .anav:visited{ color:blue } 
 .anav:hover { color: maroon; text-decoration: underline }